Spendika
Free money tools
Plan before you commit.
Useful calculators for real money questions. Start with the answer, then turn it into a Spendika budget or savings goal.
Holiday Budget Calculator
Estimate flights, accommodation, daily spending, emergency allowance, and monthly saving needed.
Open calculatorMonthly Budget Calculator
Plan income, bills, flexible spending, and realistic savings.
Open calculatorSavings Goal Calculator
Work out how much to save each month for a holiday, car, house deposit, or emergency fund.
Open calculatorEmergency Fund Calculator
Estimate a practical safety buffer based on your essential monthly costs.
Open calculatorDebt Repayment Calculator
Compare repayment plans and see how extra payments change your timeline.
Open calculatorSubscription Cost Calculator
See what recurring payments cost per month and per year.
Open calculatorCar Cost Calculator
Estimate finance, insurance, fuel, maintenance, parking, and annual ownership cost.
Open calculator