Financial and AI Disclaimer

Spendika does not provide financial, investment, tax, accounting, legal, mortgage, pension or insurance advice.

Any budgets, forecasts, savings calculations, affordability estimates or AI answers are general information based on the data provided.

Calculations may be affected by incorrect entries, missing data, currency differences, rounding, software bugs or changing personal circumstances.

You should check important figures before making spending, borrowing, saving or subscription decisions.

AI-generated answers may sound confident even when they are wrong. Do not rely on them as your only source for high-impact decisions.

Spendika may link to third-party websites or services. We are not responsible for their content, security, availability or policies.