Privacy Policy

The controller for Spendika is WILLIATION™ TECHNOLOGIES LTD, 128 City Road, London, United Kingdom, EC1V 2NX. Company No. 17289183.

We may collect account details such as name, email address, password hash, login data and subscription status.

We may collect financial planning data you enter, including expenses, receipts, budgets, goals, subscriptions, uploaded files and questions asked to the AI assistant.

We may collect technical data such as IP address, device information, browser type, security logs and usage analytics.

We use data to create and secure accounts, provide Spendika features, process subscriptions, answer support requests, improve the service, prevent abuse and comply with legal obligations.

Where the AI assistant is used, your question and relevant account context may be processed to generate an answer. Avoid entering sensitive information that is not needed for the question.

We process data where it is necessary to perform our contract with you, where we have a legitimate interest in operating and securing the service, where we need to comply with law, or where you have given consent.

We may use trusted service providers for hosting, authentication, email delivery, payment processing, analytics, error monitoring and AI infrastructure.

We do not sell your personal data. We may share data if required by law, to enforce our rights, or during a business transfer.

We keep personal data only for as long as needed for the purposes above, including account operation, legal records, security and dispute handling.

We use technical and organisational measures designed to protect data, but no online service can be guaranteed completely secure.

Depending on where you live, you may have rights to access, correct, delete, restrict or object to processing of your data, and to request a portable copy.

You may also have the right to complain to a data protection authority. In the UK, this is the Information Commissioner’s Office.